Estimate the surplus lines tax, stamping fee and regulatory charges for any of the 50 states or DC. Free, with no signup.
Estimate only. Figures are calculated from published state rates and are not a guarantee of the amounts due. Verify with the applicable state or stamping office before filing.
Loading calculator...
Surplus lines tax is a state tax on insurance placed with non-admitted (surplus lines) carriers. Each state sets its own rate, from under 1% to 6% of gross premium. In most states the surplus lines broker collects it and pays it to the state.
Most states charge fees on top of the tax. These include stamping fees (for filing verification), fire marshal taxes, FIGA assessments (Florida Insurance Guaranty Association) and other state-specific regulatory surcharges. The calculator includes the fees each state applies.
Each state regulates its own surplus lines market and sets its own tax rates and fee structures. Some states, like Florida and Texas, have several components; others use a single rate. Rates change when a state legislature or regulator changes them.
Unlike a plain percentage calculator, it includes every state-specific component: stamping fees, fire marshal taxes, FIGA surcharges and minimum or maximum fee thresholds. It reads the same effective-dated rate table SLTax360 files with, so a rate change applies from the day it takes effect.
SLTax360 files electronically in 24 states and prepares the filing in every other state and DC. A person on your team approves each one before it goes.
30-day free trial.
Integrate surplus lines tax calculations into your application. RESTful API with JSON responses, all 50 states. Request API access