FL

Florida Surplus Lines Tax Filing 2026

The Florida surplus lines tax is 4.94% of gross premium, plus a 0.06% stamping fee. SLTax360 automates every filing so MGAs, wholesalers, and retail brokers stay compliant without manual entry.

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Rates effective from 2024-01-01

Florida Rates Snapshot
Surplus Lines Tax 4.94%
Stamping Fee 0.06%

How SLTax360 Files Florida Surplus Lines Taxes

Filing surplus lines tax in Florida means navigating Florida's specific submission channel, fee structure, and deadline rules. SLTax360 abstracts that away: we maintain the Florida rate configuration in a versioned table and apply it automatically to every invoice you submit.

Each Florida transaction we file is itemized into its components — surplus lines tax (4.94%), stamping fee (0.06%) — so your audit trail shows exactly which line went where. Confirmations are retained, deadlines are tracked, and filings are reconciled against your invoice data.

Whether you're an MGA filing a handful of Florida transactions per month or a wholesaler running hundreds, the workflow is the same: upload, we file, you stay compliant. Want to verify the numbers yourself first? Run a free Florida calculation — no signup required.

Florida Notes: Florida: SL tax 4.94%, FSLSO stamping fee 0.06%. Fire marshal 1% on fire/allied lines. FIGA 0.5%. Service fee 0.1%.

Florida Surplus Lines FAQ

As of 2026, the Florida surplus lines tax rate is 4.94% of gross premium. The tax base in Florida includes policy fees.

Yes. Florida applies a stamping fee of 0.06% on top of the surplus lines tax. Stamping fees fund the state-designated stamping office that reviews and processes filings.

SLTax360 automates Florida surplus lines tax filing for MGAs, wholesalers, and retail brokers. We submit each transaction through the appropriate state-mandated channel (OPTins, SLIP+, or the state's own portal where applicable), retain audit-ready confirmations, and track deadlines so nothing slips. Try the free Florida rate in the public calculator before signing up.

Florida: SL tax 4.94%, FSLSO stamping fee 0.06%. Fire marshal 1% on fire/allied lines. FIGA 0.5%. Service fee 0.1%.

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A 20-minute demo will show you how SLTax360 handles your Florida volume end-to-end.

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