IA

Iowa surplus lines tax filing, 2026

The Iowa surplus lines tax is 0.925% of gross premium. SLTax360 calculates what is owed and prepares the filing for your own state portal account.

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Rates effective from 2026-07-24

Iowa rates snapshot

Surplus Lines Tax 0.925%

Estimate only. Figures are calculated from published state rates and are not a guarantee of the amounts due. Verify with the applicable state or stamping office before filing.

How SLTax360 files Iowa surplus lines taxes

Iowa sets its own filing channel, fees and deadlines. We keep the Iowa rates and rules current and apply them to every invoice, so nobody on your team has to check a bulletin by hand.

Each Iowa transaction we file is itemized into its components: surplus lines tax (0.925%). Your audit trail shows exactly which line went where. Confirmations are kept, deadlines are tracked, and filings are reconciled against your invoice data.

How Iowa filings are submitted: SLTax360 keeps the Iowa rates, rules, deadlines and reports, and prepares each filing for submission through your own Iowa portal account, either by your team or by ours on a supported plan. There is no direct electronic filing integration for Iowa today, and we would rather say so than call it automated. You keep your own Iowa licence and portal login either way.

Whether you're an MGA filing a handful of Iowa transactions per month or a wholesaler running hundreds, the amounts, the deadline and the paperwork are handled in one place. Want to verify the numbers yourself first? Run a free Iowa calculation (no signup required).

Iowa Notes: Surplus lines tax is 0.925% for the 2026 calendar year and 0.9% from 2027 (Iowa Code 432.1(4)), when Iowa is the insured's home state. Fees collected from the insured are part of the taxable premium. One report a year in NAIC OPTins, due March 1; no report is required for a year with no business.

Iowa surplus lines FAQ

As of 2026, the Iowa surplus lines tax rate is 0.925% of gross premium. The tax base in Iowa includes policy fees.

Iowa does not currently charge a stamping fee on surplus lines transactions.

Yes, as a prepared filing. SLTax360 maintains the Iowa rates, rules and deadlines, calculates what is owed, produces the report or form the state requires, and stores the confirmation and payment record. However, there is no direct electronic filing integration for Iowa today, so the submission itself is made through your own Iowa portal account. We would rather state that plainly than describe it as automated. You keep your own Iowa licence and portal login. Try the free Iowa rate in the public calculator before signing up.

Surplus lines tax is 0.925% for the 2026 calendar year and 0.9% from 2027 (Iowa Code 432.1(4)), when Iowa is the insured's home state. Fees collected from the insured are part of the taxable premium. One report a year in NAIC OPTins, due March 1; no report is required for a year with no business.

Take Iowa filings off your desk

In a 15-minute call we show you how your Iowa volume would run end to end, and what changes in the other states you write.

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