MI

Michigan Surplus Lines Tax Filing 2026

The Michigan surplus lines tax is 2% of gross premium. SLTax360 automates every filing so MGAs, wholesalers, and retail brokers stay compliant without manual entry.

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Rates effective from 2024-01-01

Michigan Rates Snapshot
Surplus Lines Tax 2%
Regulatory Fee 0.5%

How SLTax360 Files Michigan Surplus Lines Taxes

Filing surplus lines tax in Michigan means navigating Michigan's specific submission channel, fee structure, and deadline rules. SLTax360 abstracts that away: we maintain the Michigan rate configuration in a versioned table and apply it automatically to every invoice you submit.

Each Michigan transaction we file is itemized into its components — surplus lines tax (2%) — so your audit trail shows exactly which line went where. Confirmations are retained, deadlines are tracked, and filings are reconciled against your invoice data.

Whether you're an MGA filing a handful of Michigan transactions per month or a wholesaler running hundreds, the workflow is the same: upload, we file, you stay compliant. Want to verify the numbers yourself first? Run a free Michigan calculation — no signup required.

Michigan Notes: Michigan: 2% SL tax plus 0.5% Regulatory/RJIS fee.

Michigan Surplus Lines FAQ

As of 2026, the Michigan surplus lines tax rate is 2% of gross premium. The tax base in Michigan includes policy fees.

Michigan does not currently charge a stamping fee on surplus lines transactions.

Beyond the base surplus lines tax and stamping fee, Michigan also applies a regulatory fee of 0.5%. SLTax360 itemizes all of these on every filing so you can audit each line.

SLTax360 automates Michigan surplus lines tax filing for MGAs, wholesalers, and retail brokers. We submit each transaction through the appropriate state-mandated channel (OPTins, SLIP+, or the state's own portal where applicable), retain audit-ready confirmations, and track deadlines so nothing slips. Try the free Michigan rate in the public calculator before signing up.

Michigan: 2% SL tax plus 0.5% Regulatory/RJIS fee.

Ready to Automate Michigan Filings?

A 20-minute demo will show you how SLTax360 handles your Michigan volume end-to-end.

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