NJ

New Jersey Surplus Lines Tax Filing 2026

The New Jersey surplus lines tax is 5% of gross premium. SLTax360 automates every filing so MGAs, wholesalers, and retail brokers stay compliant without manual entry.

Rates effective from 2024-01-01

New Jersey Rates Snapshot
Surplus Lines Tax 5%

How SLTax360 Files New Jersey Surplus Lines Taxes

Filing surplus lines tax in New Jersey means navigating New Jersey 's specific submission channel, fee structure, and deadline rules. SLTax360 abstracts that away: we maintain the New Jersey rate configuration in a versioned table and apply it automatically to every invoice you submit.

Each New Jersey transaction we file is itemized into its components — surplus lines tax (5%) — so your audit trail shows exactly which line went where. Confirmations are retained, deadlines are tracked, and filings are reconciled against your invoice data.

Whether you're an MGA filing a handful of New Jersey transactions per month or a wholesaler running hundreds, the workflow is the same: upload, we file, you stay compliant. Want to verify the numbers yourself first? Run a free New Jersey calculation — no signup required.

New Jersey Notes: New Jersey: 5% SL tax. Plus 0.25% Unsatisfied Claim and Judgment Fund surcharge.

New Jersey Surplus Lines FAQ

As of 2026, the New Jersey surplus lines tax rate is 5% of gross premium. The tax base in New Jersey includes policy fees.

New Jersey does not currently charge a stamping fee on surplus lines transactions.

SLTax360 automates New Jersey surplus lines tax filing for MGAs, wholesalers, and retail brokers. We submit each transaction through the appropriate state-mandated channel (OPTins, SLIP+, or the state's own portal where applicable), retain audit-ready confirmations, and track deadlines so nothing slips. Try the free New Jersey rate in the public calculator before signing up.

New Jersey: 5% SL tax. Plus 0.25% Unsatisfied Claim and Judgment Fund surcharge.

Ready to Automate New Jersey Filings?

A 20-minute demo will show you how SLTax360 handles your New Jersey volume end-to-end.