TX

Texas Surplus Lines Tax Filing 2026

The Texas surplus lines tax is 4.85% of gross premium, plus a 0.04% stamping fee. SLTax360 automates every filing so MGAs, wholesalers, and retail brokers stay compliant without manual entry.

Rates effective from 2024-01-01

Texas Rates Snapshot
Surplus Lines Tax 4.85%
Stamping Fee 0.04%

How SLTax360 Files Texas Surplus Lines Taxes

Filing surplus lines tax in Texas means navigating Texas's specific submission channel, fee structure, and deadline rules. SLTax360 abstracts that away: we maintain the Texas rate configuration in a versioned table and apply it automatically to every invoice you submit.

Each Texas transaction we file is itemized into its components — surplus lines tax (4.85%), stamping fee (0.04%) — so your audit trail shows exactly which line went where. Confirmations are retained, deadlines are tracked, and filings are reconciled against your invoice data.

Whether you're an MGA filing a handful of Texas transactions per month or a wholesaler running hundreds, the workflow is the same: upload, we file, you stay compliant. Want to verify the numbers yourself first? Run a free Texas calculation — no signup required.

Texas Notes: Texas: 4.85% SL tax, 0.04% stamping fee to SLTX. Tax is on total gross premium including policy fees.

Texas Surplus Lines FAQ

As of 2026, the Texas surplus lines tax rate is 4.85% of gross premium. The tax base in Texas includes policy fees.

Yes. Texas applies a stamping fee of 0.04% on top of the surplus lines tax. Stamping fees fund the state-designated stamping office that reviews and processes filings.

SLTax360 automates Texas surplus lines tax filing for MGAs, wholesalers, and retail brokers. We submit each transaction through the appropriate state-mandated channel (OPTins, SLIP+, or the state's own portal where applicable), retain audit-ready confirmations, and track deadlines so nothing slips. Try the free Texas rate in the public calculator before signing up.

Texas: 4.85% SL tax, 0.04% stamping fee to SLTX. Tax is on total gross premium including policy fees.

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